I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Enter your cell phone number and well send you a link to install the WalletHub app. You can request a new, free myki smartcard through your online account. Enter your card number and other required information.4 No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. The cost would have been deducted from the balance at transfer. The system was delivered more than $500m over budget and behind schedule. Step 5: Apply for the New Card. Unregistered vehicle permit. xen0. Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. 187 0 obj Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. xref There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. 0000002429 00000 n However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. So I had a mobile MyKi with around $6.xx balance on it. <>/BS<>/F 4/Rect[309.25 205.16 568.9 217.81]/StructParent 4/Subtype/Link>> an_square_one 11 yr. ago Is it a Myki issue? What Happens to a Student Credit Card After Graduation? You can also request up to two years of travel and transaction history by calling1800 800 007. Myki credit, once on your card, does not expire after 90 days of not getting used. 0000005511 00000 n You can only have your Mobile myki active on one device at a time. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. 8:35pm Feb 8, 2020. All myki smartcards expire after four years. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. 0000009156 00000 n +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. I hadn't registered this new one yet but I had the receipt with the date/time/transaction number/myki terminal number. Hoping to transfer the same balance repeatedly over time by using different balance transfer cards with 0% APR offers is fraught with risks. How are Banks Adapting to Meet New Needs Because of Coronavirus? This is why I don't keep much money on transport cards. If you have a Mastercard or VISA card you can get and top up a Mobile myki. Why do we have to put up with a 1970s level of customer service when it comes to transferring or withdrawing our own unspent money? Remember to top up with enough money to pay for your entire journey. Your Mobile myki expires after two years. Editorial and user-generated content is not provided, reviewed or endorsed by any company. If you apply for a replacement online or over the phone, well send you a new myki with the transferred balance within 10 business days. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. 0000013222 00000 n JavaScript must be enabled to use this site.We're sorry for any inconvenience. endobj https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Please note, balance transfer is not instantaneous. How Many Credit Cards Should a College Student Have? A Mobile myki expires after two years. What are the best credit cards for bad credit with no deposit and instant use? His expertise includes mortgages, loans, credit cards, insurance and international money transfers. myki Pass Great if you travel often and on consecutive days. Because the whole thing is fucked. This question is about Synchrony Bank Credit Cards. Victoria's troubled myki public transport system is causing Melbourne to fall behind other global cities, hampered by decades-old technology and a poor customer . Pay down your credit card debt. The balance of any myki pass or myki money will be transferred to your new card five (5) days after your current myki card has expired. 0000004139 00000 n Balance transfer fees may apply. In order to touch on, there is only one condition that must be met: a myki money balance of $0.00 or more. endobj logging into your myki account calling us 1800 800 007 Visiting a PTV Hub Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. nope, report it stolen online, they automatically transfer the balance to a new card and post it too you, takes about 3 days. Select the 'Activate' option. Then he said he could order a replacement one to be posted to me. To do so, you have to block your existing Myki card (annoying, we know). If you need to travel while you wait for your old balance to be transferred to your new myki, top up with myki Money or a myki Pass. Was told a main railway station can move the balance. and our If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . This is unfair, and I don't think this cost is refunded if you submit the form for a refund. Alternatively, you may log in to your card provider's online platform and check the status of your balance transfer request at any time. Check that NFC is enabled on your phone. TL;DR lost 2 Mykis, had to buy another one and post in a form then wait up to 2 weeks for a replacement Myki. Mobile myki will now be reactivated on your phone, with your account details the same as before. How balance transfers work If your Mobile myki has been checked by a V/Line conductor or Authorised Officer, this will show as the phone has not recorded a transaction. Your Mobile myki will now appear in Google Wallet. I also had left-over balance on my old Android "Myki Mobile" phone - which I should use up. Go to Settings > Connected devices > NFC. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. WalletHub Answers is a free service that helps consumers access financial information. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. This is how I feel when people ask if I can fax them a form. We'll block it and can arrange a refund to your new Mobile myki. This is regardless of whether there is a myki pass or existing fare on the myki. If your phone battery dies, you'll need to charge your phone or purchase a physical myki card to travel on the network. Try hovering the phone just above or near the reader, rather than touching the phone on the reader. In a couple of weeks I will be renovating and furnishing a new house. How to Show Credit Worthiness without Credit? You need to submit a balance transfer application that is subject to approval. If you use an Australian Mastercard/VISA card to purchase and top up your Mobile myki, you can get a refund via the PTV website, PTV call centre or PTV Hubs. 180 0 obj From the Transfer Funds To drop-down, select the credit card that will received the balance. Manage another person's myki Got the train home to South Yarra, went to the service desk with my completed replacement form and then was told "we actually don't send these in you have to go and post it yourself". The costs of a balance transfer. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. You can register up to eight active mykis on an individual account. If the Android phone containing your Mobile myki is lost or stolen, let us know as soon as possible. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. For more information, visit the V/Line website. Create an account to follow your favorite communities and start taking part in conversations. 1. Buy a new myki and top up with myki Money or a myki Pass and register your new myki. They could have at least have forms on their website to print and send. How Prepaid Cards Work & Why You might want one? Meticulous in his research, he provides accurate and up-to-date information. I only realised this when my replacement card was lost and I called up for a new one. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. I made the trip to Flinders st station, only to be told that NO, it has to be posted into Myki and they will mail me a new card! No, you cannot transfer a balance from one Synchrony Bank credit card to another. I still don't understand why though - what is the technology required to do this? Reddit and its partners use cookies and similar technologies to provide you with a better experience. You need to apply for a balance transfer. Assume that you wish to transfer $3,000 from a card with a credit limit of $5,000 and $2,000 from another card with a credit limit of 10,000. This answer was first published on 03/01/23. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. endobj Transferring balances from multiple credit cards to a single card to consolidate your debt might work well if you have a concrete payment plan in place. 185 0 obj To transfer any funds from your existing myki to Mobile myki you'll need to deactivate the existing card. With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. Most issuers of balance transfer cards let you initiate the balance transfer process online. My old one is registered and everything with my account but there seems to be no way to import that one in. What is the best credit card for bad credit? The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. It appears as a "Approved Level 2" request on my myki account on the website. endobj About a week back, I went from Frankston to St. Albans, changing at Flinders. You can also update it there if youre not on the latest version. Contact us to request the transfer. This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. You can manage your Adelaide metroCARD online by setting up an account. Visitors can give their myki card to charity by posting it in one of the donation boxes at Southern Cross Station's SkyBus terminal or Station Pier. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. More than a year ago, I needed to change my concession Myki to full fare (no longer a student). A balance transfer can give you the flexibility to: Pay off high-interest balances You probably want to transfer a balance to save money not spend more. Haven't tried as yet. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. Apply for a traffic accident report; After all, I was going to pay more money as opposed to the concession rate. I found that other card with $19.90 on it. The train from Flinders took so long to leave that by the time I got to St. Albans, myki had assumed I wasn't going to touch off and checked by off automatically, deducting the default fare. Learn About Balance Transfer Credit Cards, According to Chase, it processes most balance transfers "within a week, but in some cases it can take, Balance transfers from American Express usually take 5 to 7 days, but in some cases, they may take. No. <> You may also need to restart your phone after updating the app. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. Children, seniors and concession go card holders travel at 50% of the normal adult fares. New comments cannot be posted and votes cannot be cast. It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! It lets you set a minimum balance and your myki will automatically top up with the amount you choose. Within the phone, go to Settings > Connected devices. If you have another transit or public transport product in your Google Wallet account (such as Suica, Las Vegas Monorail), it may detect interaction with the myki system. Save. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. We're working to improve the messaging. We are committed to being fully transparent with our readers. startxref Why are the PTV and Victorian Minister for Transport allowing Myki to get away with this? You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Photo: 10255185_880/Getty Images. You can manage up to 8 mykis through one account. What are Your Rights as a Credit Card Holder? Balance transfers usually go through in five to seven days, although they may take longer. Im sure Myki could add this capability to their website if they cared to. All myki smartcards expire after four years. This resets the fare expiry and gives you more time to complete your journey. 0000000016 00000 n 0000003801 00000 n It has trouble with form-filling on mobile devices, however. For instance, your applications for new cards and balance transfers remain subject to approval. 2. You can read the Terms of Service online. You can replace your ticket if its expired, damaged or defective. But what if the amount is comparable to or less than the postage? Auto top up and Auto-load cant be transferred to your new myki. On your new phone, download Google Wallet and set it up with your same account details. 0000008137 00000 n hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. These are the eight most commonly purchased myki Passes. Within Google Wallet, go to Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. But yeah, a fair bit that is just backwards. A ticket number is a unique 15-digit number for every myki (Mobile myki and physical). Let's say you have $4,000 in credit card debt and transfer that balance to a . Some trips take longer than two hours because of a transfer between services. December 29, 2022 - 1:47PM. For each transfer: 3% intro fee ($5 min) in first 60 days, after that 5% ($5 min) 670. A balance transfer might fail if the amount you wish to transfer exceeds your available credit limit, if you initiate the transfer after the time period mentioned in a balance transfer offer or if youre trying to transfer a balance from a card issued by the same card provider. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. You can also see your myki Money balance, myki Pass expiry and last 10 transactions on a myki machine, Quick Top Up or myki Check myki equipment. Any money on your card will be protected. Only reserved V/Line paper tickets and Date-to-Date tickets can be replaced if lost or stolen. Reasons for denial may include waiting for too long after getting a new card, wanting to transfer more than your available credit limit or trying to transfer a balance from a card issued by the same card provider. They are good for people who use transport frequently. On your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose Move to another device. I had previously thought I would do the 84 months at 5.99% or whatever it is, but now I am thinking I should use the 24 month deal and then do a balance transfer to another card if I don't . What is the glossary of common credit card terms? Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. They actually can transfer your funds really easily but you need to get a case created. For example, when your myki Money balance reaches $10, you could top up with $20. Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. It takes longer to get through the platform barriers than it did under Metcard, They are very old barriers retrofitted to work with myki, Because it was made by some pollys mate who probably still uses cheques to pay for shit. The only way is to download a form, fill it out, post it in, and wait weeks. 0000003014 00000 n You can request a new, free myki smartcard through your online account. 0000001755 00000 n They also monitor over 1,600 consumer credit cards to simplify how our readers look for suitable alternatives according to their specific requirements. If youve already bought a myki to travel, contact us to get a reimbursement of the myki fee. In my experience touching on is quicker than validating a metcard. Tap Continue. Your card provider holds the right to approve or deny your request for a balance transfer. Auto Load set up within Mobile myki can take up to 10 minutes to top up myki Money. If you get a new card with a 0% APR offer on balance transfers, you might need to initiate the process within a stipulated time frame to make use of the offer. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. 188 0 obj I'm glad I don't need to catch public transport anymore. there's no excuse for this money-grubbing by the Myki corporation. Keep in mind that credit utilization is also affected by individual card balances. How hard can it be to transfer money from a card that I own to another card that I own, both under my name and both registered to my account? They earn interest on it. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. 184 0 obj Only needed to log on and change auto top-up to new card. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. Which I obviously don't have because it is lost. Initiate the balance transfer. Personal Credit Cards? What credit cards don't require a deposit? A quick tutorial to transfer your myki balance between google pays on different android phones. Transfer your balances to the card with the best offer or your new card. If you've lost your previous card or it ceases to work then there is a mechanism for transferring the balance. To. Also take note of any balance transfer fees, annual fees, APRs on purchases and added features. Image what could have been done with a billion fucking dollars. It has a 256-day expiry and credit is rolled over if you renew before the expiry. replacement card and to organise a balance transfer from your old myki to your new one. 0000014515 00000 n That said i have a stack of Opal cards, because sometimes I leave my main card in another pocket or bag and also got spares for friends visiting from Overseas. Key points: A third of Melbourne's public transport users will be able to use the app The Government is in talks with Apple to develop an iPhone version You need to be connected to the internet to top up your Mobile myki. Hire the best financial advisor for your needs. Depending on your card provider, you may initiate the process online or over the phone. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. Online at Public Transport Victoria website . View all transactions related to your myki for the previous 6 months, select your myki then select Activity. One may also ask,do pensioners get free train travel in . If you require a replacement Free Travel Pass, visit us at the PTV Hub at Southern Cross Station or call us on 1800 800 007, Refunds, compensation and replacement tickets, Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Making a change to your myki due to coronavirus (COVID-19). You can then see what Android version youre on. In addition, it is not any companys responsibility to ensure all questions are answered. 0000003774 00000 n Got a replacement at Cheltenham station and balance including auto top-up from 2 minutes before was transferred to new card. Opinions expressed here are the authors and/or WalletHub editors'. What are the best Ways to Start Travel Hacking? New comments cannot be posted and votes cannot be cast. If you think you might benefit from getting a balance transfer card, look for one based on factors such as eligibility criteria, duration of intro APR offers, regular APRs, balance transfer fees and annual fees.

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