Online Banking

Switch Kit

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A few short minutes is all it takes to switch accounts to us. Itís as easy as 1-2-3!

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Consumer Checking and Savings Accounts

From basic checking to interest bearing, 1st Bank offers you convenient products and services to meet your banking needs. Click on one of the accounts below for more information:

Champion Checking

1st Checking

1st Choice Plus Checking

1st Infinity Checking

1st Select Money Market

1st Choice Savings

1st Savers Club

Certificates of Deposit (CDs)

Champion Checking powered by BaZing

BaZing

  • BaZing benefits include: discounts for name brand retailers, local shopping and dining, plus savings on auto services, hotels, entertainment and much more!
  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE ATM usage anytime, anywhere
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Unlimited check writing
  • Open an account with just $100.00
  • No minimum balance requirement
  • Monthly service charge:
    • $4.00 if enrolled in online banking and account receives eStatements
    • $5.00 if account receives printed statements
  • Imaged checks included with monthly statement
  • Non-interest bearing account

*Instantly issued at most locations.

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1st Checking

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE ATM usage anytime, anywhere
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Unlimited check writing
  • Open an account with just $100.00
  • No minimum balance requirement
  • No monthly service charge if enrolled in online banking and account receives eStatements.† $4.00 if account receives printed statement (images not included
  • Easy-to-balance, itemized monthly statement
  • Non-interest bearing account

*Instantly issued at most locations.

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1st Choice Plus Checking

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE ATM usage anytime, anywhere
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • FREE 1st Checks** (custom bank checks)
  • Interest: competitive, variable, compounded monthly
  • Unlimited check writing
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Low monthly service charge of $7.00

*Instantly issued at most locations.

**Customer purchases checks if other than 1st Checks (custom bank checks).

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1st Infinity Checking

For those 50 years of age or better!†

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE ATM usage anytime, anywhere
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • FREE Cashierís checks
  • FREE 1st Checks** (custom bank checks)
  • Interest: competitive, variable, compounded monthly
  • Preferred rate on non-promotional certificates of deposits (0.25% basis points on posted rates)
  • Unlimited check writing
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Low monthly service charge of $10.00 if the minimum balance drops below $1,000.00 during the statement cycle

*Instantly issued at most locations.

**Customer purchases checks if other than 1st Checks (custom bank checks).

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1st Select Money Market

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE ATM usage anytime, anywhere
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Interest: competitive, variable, compounded monthly
  • Limited transaction account*
  • Service charge of $5.00 if the minimum balance falls below $1,000.00 during the statement cycle
  • A $5.00 withdrawal fee for each transaction in excess of six during statement cycle

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1st Choice Savings

  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Interest: competitive, variable, compounded quarterly
  • Open an account with just $100.00
  • Itemized quarterly statement
  • Limited transaction account*
  • A $4.00 withdrawal fee will be charged for each transaction in excess of six (6) during the statement cycle.

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1st Savers Club

  • Available to anyone 12** years of age or under
  • Open an account with just $1.00
  • No monthly service charge
  • Variable interest compounded quarterly
  • Adult required on all minor-held accounts
  • Limited transaction account*

*Limited transactions: Federal regulations limit preauthorized transfers to another account, third party checks, and debit card (point of sale) transactions to six per statement cycle.

**When minor reaches age thirteen (13), account will be converted to a 1st Choice Savings account. At that time, the account will be subject to minimum balance requirement. See 1st Choice Savings account for more details.

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Certificates of Deposit (CDs)

  • Open with only $500.00
  • Variety of competitive rates
  • Terms available from three months to five years
  • Interest paid quarterly
  • Penalties for early withdrawal

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