Online Banking

Login for former 1st Bank Customers

Consumer Checking and Savings Accounts

All 1st Bank Accounts will be converted to Farmers Bank & Trust Accounts effective March 27th. Information concerning changes will be mailed to you one month in advance.

Champion Checking powered by BaZing

  • BaZing benefits include: discounts for name brand retailers, local shopping and dining, plus savings on auto services, hotels, entertainment and much more!
  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Unlimited check writing
  • Open an account with just $100.00
  • No minimum balance requirement
  • Monthly service charge:
    • $4.00 if enrolled in online banking and account receives eStatements
    • $5.00 if account receives printed statements
  • Imaged checks included with monthly statement
  • Non-interest bearing account

*Instantly issued at most locations.

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1st Checking

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Unlimited check writing
  • Open an account with just $100.00
  • No minimum balance requirement
  • No monthly service charge if enrolled in online banking and account receives eStatements.  $4.00 if account receives printed statement (images not included
  • Easy-to-balance, itemized monthly statement
  • Non-interest bearing account

*Instantly issued at most locations.

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1st Choice Plus Checking

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • FREE 1st Checks** (custom bank checks)
  • Interest: competitive, variable, compounded monthly
  • Unlimited check writing
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Low monthly service charge of $7.00

*Instantly issued at most locations.

**Customer purchases checks if other than 1st Checks (custom bank checks).

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1st Infinity Checking

For those 50 years of age or better! 

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • FREE Cashier’s checks
  • FREE 1st Checks** (custom bank checks)
  • Interest: competitive, variable, compounded monthly
  • Preferred rate on non-promotional certificates of deposits (0.25% basis points on posted rates)
  • Unlimited check writing
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Low monthly service charge of $10.00 if the minimum balance drops below $1,000.00 during the statement cycle

*Instantly issued at most locations.

**Customer purchases checks if other than 1st Checks (custom bank checks).

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1st Select Money Market

  • FREE Instantly* issued ATM/Debit Card
  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Interest: competitive, variable, compounded monthly
  • Limited transaction account*
  • Service charge of $5.00 if the minimum balance falls below $1,000.00 during the statement cycle
  • A $5.00 withdrawal fee for each transaction in excess of six during statement cycle

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1st Choice Savings

  • FREE Online Banking and Bill Pay at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Interest: competitive, variable, compounded quarterly
  • Open an account with just $100.00
  • Itemized quarterly statement
  • Limited transaction account*
  • A $4.00 withdrawal fee will be charged for each transaction in excess of six (6) during the statement cycle.

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1st Savers Club

  • Available to anyone 12** years of age or under
  • Open an account with just $1.00
  • No monthly service charge
  • Variable interest compounded quarterly
  • Adult required on all minor-held accounts
  • Limited transaction account*

*Limited transactions: Federal regulations limit preauthorized transfers to another account, third party checks, and debit card (point of sale) transactions to six per statement cycle.

**When minor reaches age thirteen (13), account will be converted to a 1st Choice Savings account. At that time, the account will be subject to minimum balance requirement. See 1st Choice Savings account for more details.

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Certificates of Deposit (CDs)

  • Open with only $500.00
  • Variety of competitive rates
  • Terms available from three months to five years
  • Interest paid quarterly
  • Penalties for early withdrawal

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