Online Banking

Switch Kit

Make the Switch!

A few short minutes is all it takes to switch accounts to us. It’s as easy as 1-2-3!

Switch Today!

Business Services

As a 1st Bank business customer, you have FREE, secure access to all of your business accounts. Sign-on to www.first-banking.com wherever you have internet access.

Once you sign-on, you will be able to:

  • Check current account balances
  • Verify withdrawals, deposits, payments and transactions
  • Transfer funds between 1st Bank accounts
  • View your loan information and make regular scheduled payments
  • View account statements, check images, and transaction details
  • Sign-up for Estatements
  • Initiate stop payment requests

 

Other business services available include:

NetTeller – Cash Management

ACH/Wire Transfers

  • Direct Deposit allows customers to send payroll directly to their employees’ accounts and also reduce time and cost of processing payroll checks
  • Consolidate funds from other financial institutions through cash concentration
  • Pay vendors directly via internet banking
  • Initiate federal and state tax payments online (EFTPS)
  • Initiate wire transfers

 

CD ROM Statements  

  • View all checks paid and deposits made, including the checks that make up the deposit
  • View monthly bank statements
  • Search tools that provide fast and effective research functionality

 

Zero Balance Accounts (ZBA)         

  • Eliminates idle funds and increases funds availability
  • Collected funds sweep automatically during end of day processing based on preset target balance
  • Reduces time monitoring and reconciling multiple accounts

 

Merchant Capture (Remote Deposit)

  • Scanner is used to capture items for electronic deposit
  • Eliminates down time to take deposits to the bank
  • Low fee structure