Online Banking

Login for former 1st Bank Customers

Business Banking

All 1st Bank Accounts will be converted to Farmers Bank & Trust Accounts effective March 27th. Information concerning changes will be mailed to you one month in advance.

1st Business Services

  • FREE Instantly* issued Business ATM/Debit Card
  • FREE Online Banking at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Commercial CDs available with terms from three months to five years
  • Night Depository Services at every location
  • Service charge determined by activity and average balance
  • Some fees may be offset by compensating balances
  • Cash Management Services available

*Instantly issued at most locations.

Back to Top

 

1st Choice Business Checking

  • FREE Instantly* issued Business ATM/Debit Card
  • FREE Online Banking at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Cash Management Services Available
  • No minimum balance requirement
  • Open an account with just $100.00
  • Imaged checks mailed with monthly statement
  • Non-interest bearing account

Fee Schedule

500 total items or less FREE
501+ total items 29¢ per item

 

*Instantly issued at most locations.

Back to Top

 

1st Choice Plus Business Checking

  • FREE Instantly* issued Business ATM/Debit Card
  • FREE Online Banking at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Cash Management Services Available
  • Open an account with just $100.00
  • Imaged checks mailed with monthly statement
  • Earnings credit for average balance maintained may offset service charge
  • Monthly transaction volume analysis determines service charges†
  • Non-interest bearing account

Pricing/Fee Schedule

Account Maintenance $6.00
Each debit/check paid $0.12
Each credit/deposit posted $0.10
Items posted (local) $0.10
Items posted (non-local) $0.10

 

*Instantly issued at most locations.

Back to Top

 

Now 1st Commercial Checking

Available to sole proprietorships and non-profit organizations only.

  • FREE Instantly* issued Business ATM/Debit Card
  • FREE Online Banking at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Cash Management Services Available
  • Interest: competitive, variable, compounded monthly
  • Unlimited check writing
  • Open an account with just $100.00
  • Imaged checks mailed with monthly statement
  • Low service charge of $5.00 if the minimum balance drops below $800.00 during the statement cycle

*Instantly issued at most locations.

Back to Top

 

1st Select Commercial Money Market Account

  • FREE Instantly* issued Business ATM/Debit Card
  • FREE Online Banking at www.first-banking.com
  • FREE Bank-By-Phone 24-hour access: 1-855-859-3621
  • Cash Management Services Available
  • Interest: competitive, variable, compounded monthly
  • Limited transaction account**
  • Open an account with just $100.00
  • Imaged checks included with monthly statement
  • Service charge of $5.00 if the minimum balance falls below $1000.00 during the statement cycle
  • $5.00 withdrawal fee for each transaction in excess of six during statement cycle

*Instantly issued at most locations.

**Limited transactions: Federal regulations limit preauthorized transfers to another account, third party checks, and debit card (point of sale) transactions to six per statement cycle.

Back to Top

Financial Calculators

View Financial Calculators here.